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PLATINUM - Primary | 2nd Home | Investment

Full Doc / Alt Doc

Residential Primary and Investment.

Highlights

  • 620 Min FICO
  • LTVs up to 90% (Primary) / 85% Investment
  • Loan Amounts up to $4 million
  • DTI to 50% Allowed (up to 55% with UWing Approval)
  • Gift Funds Allowed (up to 80% LTV)
  • Rural Allowed (SFR max 75% LTV with 680 FICO)
  • Mortgage History: 0x30x12 and 0x90x24
  • All income types accepted: 1Y & 2Y Full Doc, 1Y& 2Y P&L, 12M & 24M Bank Statement, Asset Utilization, WVOE, 1099 
  • Property Types: SFR, SFR rural, Townhomes, Condo (warrantable and non-warrantable), Condotels, 2–4 units, PUD

Forge Capital Lending a dba of Kings Mortgage. All rights reserved. This material is intended solely for the use of licensed mortgage bankers. Distribution to consumers is strictly prohibited. Program and rates are subject to change without notice. Not available in all states. Terms subject to qualification. Disclosures & Licenses: https://MyFCLTPO.com NMLS Consumer Access:http://nmlsconsumeraccess.org/ NMLS #264441

Program MATRIX

FCL_Platinum_Full-Alt Doc_WHSL_Matrix_09-30-2026 (pdf)Download

Marketing Flyer

Platinum Full Doc Alt Doc Lending Flyer (pdf)Download
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Forge Capital Lending

2400 Lakeside Blvd, Suite 650, Richardson, TX 75082

(972) 597-1777

Copyright © 2026  Forge Capital Lending is a dba of Kings Mortgage Services, Inc.             NMLS #264441. All rights reserved. www.myfcltpo.com - All Rights Reserved.

NMLS Consumer Access:http://nmlsconsumeraccess.org

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